The Retirement Savings Triangle: Pointing the Way to a Happy Retirement
by Stacy Brasher on Oct 7, 2020
Stacy Brasher is Practice Manager for the office of Justin Craft, President, Nowlin & Associates
Demystifying Whole Life Premiums
by Stacy Brasher on Oct 5, 2020
Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule, however, when the structure and features of whole life insurance are fully understood, a fair-minded person would see that it offers affordability and flexibility along with unmatched long term security. When whole life premiums are clearly explained, it becomes
Zeroing in on Mutual Fund Expenses
by Stacy Brasher on Oct 1, 2020
As investment options continue to expand and competition for investment dollars increase, the mutual fund industry is coming under increasing scrutiny for the expenses charged in many mutual funds.
Term Life Insurance and the Single Woman
by Stacy Brasher on Sep 28, 2020
In practice, the question often arises as to why a single woman should own life insurance. Before answering it, it might be instructive to consider some demographics, especially as they have been trending in recent years:
The Daily Choices of Financial Freedom
by Stacy Brasher on Sep 24, 2020
If given the choice, most people would choose financial freedom over financial servitude. Who doesn’t want to be financially independent, having your money work for you, as opposed to you working for your money?
Whole Life Insurance for the Recent College Graduate
by Stacy Brasher on Sep 21, 2020
When one thinks of a college graduation gift the things that come to mind is a new car, an overseas trip, a cash bonus, or maybe a new set of clothes for the job interview circuit. Whole life insurance doesn’t usually make it on most people’s list, however, it could just be the best gift college grads could receive. Why?
Using the FIRE Movement to Gain Financial Independence
by Stacy Brasher on Sep 17, 2020
Many people dream of the day they can leave work behind and start pursuing their lifelong dreams. But for most people, you’ll need to achieve financial stability and independence before you can leave behind your day-to-day job in exchange for a more fulfilling path. This is where the increasingly-popular financial independence, retire early (FIRE) movement comes in.
How to Reduce Life Insurance Costs
by Stacy Brasher on Sep 14, 2020
With rates as low and competitive as they have ever been, it’s as close to a “buyers” market in life insurance as we’ll get. Still, in these cash-strapped times, curbing all costs and expenses is a priority for most people, and buying life insurance is no different.
Put Courage in Your Investment Strategy
by Stacy Brasher on Sep 10, 2020
Warren Buffet has made no secret of his successful investing strategy. “Buy into fear” he says, “Buy when everyone else is selling”. For most, average investors that may be much easier said than done. Perhaps if we all had a few billion dollars in the bank, we might be able to muster up more courage and take some more risks.
Should You Take Early Social Security Retirement Benefits?
by Stacy Brasher on Sep 7, 2020
Most people are aware that they can begin collecting their Social Security retirement payout at age 62, and, in doing so, they are informed that they will be collecting a reduced benefit. And most people also know that, the longer they wait to collect benefits, they will receive a higher monthly benefit.
