by Stacy Brasher on Mar 26, 2020
In the realm of financial planning, time is our most valuable asset. It’s available to all of us, providing each individual with the same opportunity to optimize its value in building wealth. It’s the only resource we all have over which we have some degree of control.
by Stacy Brasher on Mar 23, 2020
There are many who would suggest that, in a digitally-wired world in which information travels at light speed to all corners, the investment playing field has been leveled between individual investors and the institutions. In reality, however, the incessant noise and information overload can do more to fuel the irrational behavior of investors than it can to provide any sort of advantage.
by Stacy Brasher on Mar 2, 2020
Caught in an extraordinary convergence of unhinged stock market volatility and historically low interest rates on savings, many people are rethinking their plans and their vision for the future, especially as they consider the prospect of having to stretch their retirement income over 25 or 30 years. A study conducted in 2015 by the Employee Benefit Research Institute found workers of all
by Stacy Brasher on Feb 28, 2020
Justin Craft is a Registered Financial Consultant™ and the President of Nowlin & Associates.
The new economy is full of looming threats. Acute market volatility and the results of runaway fiscal policy are only a couple of examples of the hurdles my team and I help our clients navigate every day. But there's an even more extensive obstacle just below the surface that most of us never even think about: the structure of our financial system itself.
by Stacy Brasher on Feb 27, 2020
For as long as there has been stock markets, investors have intuitively known that expectations of returns come with commensurate expectations of risk; the higher return one expects the greater the risk one assumes in order to achieve it.
by Stacy Brasher on Feb 24, 2020
The figures out last year show that the average amount of student loan debt a student graduates with is a little more than $35,000. Most graduates are carrying multiple student loans from multiple sources, and the cost and complexity of managing them can become overwhelming, especially if they are unable to secure steady employment with sufficient cash flow to make the payments.
by Stacy Brasher on Feb 20, 2020
If you’ve been listening to the financial media of late you have no doubt heard some of the so-called experts prognosticating on the prospect of the next big bear market. Unquestionably, the stock market is at another crossroads, and its 7 percent increase year-to-date belies the concerns that most people have over the global economy.
by Stacy Brasher on Feb 17, 2020
Anyone with a family to protect understands the critical role life insurance plays in their financial plan However, in determining the actual amount of coverage to provide essential protection needs, many people tend to adhere to simplistic rules-of-thumb, such as a “multiple of income,” which may leave them wondering if they own too much or too little coverage.
by Stacy Brasher on Feb 10, 2020
Most people are quick to purchase the maximum collision and comprehensive coverage available to protect their new car. However, the costs associated with fixing or replacing even the most exotic car pale in comparison to the amount of money people will shell out to pay liability claims.
by Stacy Brasher on Feb 6, 2020
With credit card interest rates ranging between 11 to 22%, it’s no wonder people are looking for alternative ways to handle and pay off their credit card debt. This is where a personal loan might come into play. Using a personal loan to pay off your credit card debt can help you manage your overall debt once and for all… if you know how to navigate the pitfalls.
