Latest Posts

Why You Need an Investment Philosophy

by Stacy Brasher on Mar 23, 2020

There are many who would suggest that, in a digitally-wired world in which information travels at light speed to all corners, the investment playing field has been leveled between individual investors and the institutions. In reality, however, the incessant noise and information overload can do more to fuel the irrational behavior of investors than it can to provide any sort of advantage.

Investing for Retirement: What Would Warren Buffett Do?

by Stacy Brasher on Mar 2, 2020

Caught in an extraordinary convergence of unhinged stock market volatility and historically low interest rates on savings, many people are rethinking their plans and their vision for the future, especially as they consider the prospect of having to stretch their retirement income over 25 or 30 years.  A study conducted in 2015 by the Employee Benefit Research Institute found workers of all

What the Pundits Get Wrong About Whole Life

by Stacy Brasher on Feb 28, 2020

Justin Craft is a Registered Financial Consultant™ and the President of Nowlin & Associates.

The new economy is full of looming threats. Acute market volatility and the results of runaway fiscal policy are only a couple of examples of the hurdles my team and I help our clients navigate every day. But there's an even more extensive obstacle just below the surface that most of us never even think about: the structure of our financial system itself.

Managing Student Loan Debt Through Consolidation

by Stacy Brasher on Feb 24, 2020

The figures out last year show that the average amount of student loan debt a student graduates with is a little more than $35,000.  Most graduates are carrying multiple student loans from multiple sources, and the cost and complexity of managing them can become overwhelming, especially if they are unable to secure steady employment with sufficient cash flow to make the payments.

Why Bear Markets Don’t Matter

by Stacy Brasher on Feb 20, 2020

If you’ve been listening to the financial media of late you have no doubt heard some of the so-called experts prognosticating on the prospect of the next big bear market. Unquestionably, the stock market is at another crossroads, and its 7 percent increase year-to-date belies the concerns that most people have over the global economy.

How to Purchase the Right Amount of Life Insurance

by Stacy Brasher on Feb 17, 2020

Anyone with a family to protect understands the critical role life insurance plays in their financial plan However,  in determining the actual amount of coverage to provide essential protection needs, many people tend to adhere to simplistic rules-of-thumb, such as a “multiple of income,” which may leave them wondering if they own too much or too little coverage.

Personal Loans and Credit Card Payoffs - What You Need To Know

by Stacy Brasher on Feb 6, 2020

With credit card interest rates ranging between 11 to 22%, it’s no wonder people are looking for alternative ways to handle and pay off their credit card debt. This is where a personal loan might come into play. Using a personal loan to pay off your credit card debt can help you manage your overall debt once and for all… if you know how to navigate the pitfalls.