Meet the Team


Charles Nowlin, ChFC ®, CLU®

Founder, CEO

Charles E. Nowlin, ChFC®, CLU®, is the Founder and CEO of Nowlin & Associates. Charlie is a graduate of Memphis State University with a Bachelor of Arts in Journalism and Political Science. 

Justin Craft, RFC®


Justin Craft is President of Nowlin & Associates, a leading wealth management firm with over 40 years history in the Birmingham area. 

Support Staff


Jeff Allen

Jeff is a highly experienced financial advisor and wealth management consultant known for striking a careful balance between asset appreciation and risk management. 

John Blalock, CFP®

John Blalock is a Birmingham native who attended Auburn University and graduated with bachelor degrees' in both Spanish & Business. He is an investment advisor representative and has worked with Nowlin & Associates for the past 12 years.

Scott Chapman

Scott and his wife Tess, live in Sandersville, Ga. Married since 1994, Scott and Tess have 2 sons, Zeke and Zeb. Scott’s family comes second in his life only to his relationship with Jesus Christ.

Jordan Cole

Jordan Cole came to Birmingham to attend Samford University in the fall of 2008. There, he studied Entrepreneurship in the Brock School of Business and became transfixed on operating his own business one day.

Diane Covin

Diane Covin is a Financial Representative with Ameritas Life Insurance Corportation with 20 years experience in the financial services industry.

Stuart Gaines, RFC®

Stuart Gaines is a registered Financial Consultant (RFC®) and a long time associate of the Nowlin & Associates family. He is an Investment Advisor Representative (IAR) with over 25 years experience in wealth management and retirement planning.

Chad Moseley

Chad Moseley joined the Nowlin & Associates family in 2001. He received his Bachelor's of Science degree in Finance from Birmingham Southern College in 1997.

John Pelham, CLU ®, ChFC®, CFP®

John has over 25 years experience in the Financial Services Profession and has educated thousands of clients on how to protect their investments from market volatility through risk optimization and mitigation techniques.

Mike Schwallie

Mike Schwallie came to Birmingham via Cincinnati, OH in 1993 on a basketball scholarship to Birmingham Southern College. There he was a part of the 1995 National Championship Basketball team and earned his Business degree with a concentration on Finance.

Zach Sims

Zach Sims is a Birmingham native who grew up in the Homewood community. After graduating from Homewood High School, Zach earned a football scholarship with the University of Alabama at Birmingham, where he would receive his undergraduate degree in Business Management in 2017.

Lee Williams

Lee Williams is from Alexander City, AL and currently resides there. He attended Auburn University on a golf scholarship. While at Auburn he earned a degree in Economics and was named a 3 time All American and 2 time Academic All American.