Latest Posts

How to Finance Your Dream Car

by Stacy Brasher on Feb 25, 2021

Car ownership is necessary for many of us to get around, especially for those who live far from public transportation. While you may choose to drive something practical for your everyday commute, errands and travel, you probably have dreams of driving a car that’s fun, sporty and luxurious. Owning an expensive luxury or exotic vehicle may seem out of reach, but there are financial options available to make your dream a reality. Here are some ways you can finance and save for that luxury vehicle.  

Set Your Sights on a Car 

Explaining the Benefits of a 401(k) to Young Adults Entering the Workforce

by Stacy Brasher on Feb 22, 2021

If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage. While it sounds like a no-brainer to take advantage of these benefits early,many younger employees do not participate in their employer's 401(k) plan. 

Should You Retire at the Same Time As Your Spouse?

by Stacy Brasher on Feb 18, 2021

If you and your spouse are making plans to retire, you’re probably wondering whether it’s a good idea to retire at the same time. Many couples go through the same thought process and, in fact, one in four couples quit their jobs within a year of each other. But retirement is a decision that should be carefully thought out. Here are some things to consider when deciding whether to retire at the same time as your spouse.

Healthcare Costs

The Five Disability Insurance Mistakes People Make

by Stacy Brasher on Feb 15, 2021

The risk of a disabling illness or injury that prevents a worker from doing his or her job is more significant than most people realize.  According to information compiled by the National Association of Insurance Commissioners (NAIC), a male U.S. worker at age 35 faces a one-in-four chance of disability taking him off the job for 90 days or longer during his working career.

Planning for the Long, Long Term

by Stacy Brasher on Feb 8, 2021

Most people looking to implement a financial plan are making decisions with the long term in mind. While what long term means tends to vary depending on factors like age, individual and family goals it’s safe to say most planners and their clients would agree that long term is usually measured in years, not months.

Refinancing Your Mortgage: It’s not just about the rate

by Stacy Brasher on Feb 1, 2021

These are truly remarkable times in the mortgage industry. Mortgage rates are still at their lowest point in more than 50 years presenting homeowners with a once-in-a lifetime opportunity to lock in rates while they’re at or near the bottom. No one can say for certain whether rates can or will drop even further, but what is certain is that, at some point, they will go up.

The Basics of Paycheck Protection Program Loans: Round Two

by Stacy Brasher on Jan 28, 2021

The year 2020 was unprecedented for so many reasons—all because of the COVID-19 pandemic. Many suffered from job losses, had to juggle childcare while working from home, and tried to keep their small businesses open with few resources. Thankfully, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) established a business loan program to help keep businesses across the country afloat during tough economic times.